Wisconsin Terms & Rates

Making a living in Wisconsin can be a struggle. In fact, 11.8 percent of Wisconsin’s population lives below the poverty line1. Although at $56,811, Wisconsin’s annual median income is on par with the median annual income in the United States2, people in Wisconsin still sometimes find themselves facing a financial shortfall.

Some of the reasons that residents of Wisconsin chose to apply for an online installment loan from Leap Credit include:

  1. Medical emergencies
  2. Home repairs
  3. Car repairs
  4. Unexpected life events

When you’re facing a financial shortfall, borrowing money shouldn’t involve unnecessary hurdles. At Leap Credit, we know how important it is to be straightforward. We provide you with a simple and fast application process, that makes sense for your situation.

With an online installment loan from Leap Credit, you tell us exactly what you need to borrow and we’ll make sure you understand the terms of the loan upfront.

How can I apply for an Online Installment Loan in Wisconsin?
At Leap Credit, we know when the unforeseen occurs, getting funds and getting them quick is important. That’s why we make the loan process as simple as possible! You can apply directly online or call us at (888) 532-7842 to speak with a representative. We will guide you through the fast and easy application process, and let you know whether you are approved.

Once you are approved, we will transfer the funds directly into your bank account within two business days. Because everyone’s needs are different, and each situation requires individual attention, your payment terms and conditions will vary. Our dedicated representatives are here to ensure that your loan terms fit your situation.

How does repayment work for Wisconsin Online Installment Loans?

We allow you to create a payment plan that fits with your income schedule and financial needs. We encourage you to pay your loan off early to avoid interest accrual.

Your installment loan payments will be due at regular intervals–usually for the same amount per month. If, at any point, the repayment plan causes financial strain, contact us immediately. We can help. We base our business model on the knowledge that you want to repay the loan. We’re in this together—partners in your financial security.

Why is it important to use a Wisconsin licensed lender when applying for a short-term installment loan?

Finding a licensed installment loan direct lender in Wisconsin is fairly simple – Leap Credit. One of the benefits of using a Wisconsin-licensed direct lender is that Leap Credit won’t pass along illegally hidden fees and charges. Choosing Leap Credit can save you headaches, frustrations, and—potentially–money.

A licensed loan officer from Leap Credit will ensure that you borrow within the laws of the state of Wisconsin. An unlicensed lender may work outside of the state laws, leaving you unsure about whether the process is being done legally or illegally. A licensed lender has expert knowledge and can make sure that the loan follows Wisconsin state law, and meets your needs.

Because each state has its own laws and regulations, it is always recommended that you work with a licensed lender in your specific state.

Please make sure you take the time and do the research to find a reliable lender that understands your needs and understands that your situation is important. Life is full of uncertainties, whether it be a growing family, home remodel, or emergency repairs (to name a few). Don’t let your financial hurdles get in the way of living your best life. At Leap Credit, we believe the best way we can help you move forward, is to work hard to make sure your loan is handled efficiently. Don’t get bogged down with hidden fees and surcharges. Our licensed lenders will keep you informed and in control of your finances. We are here for you!

Tips for short-term installment loan borrowers in Wisconsin

Pay down the principal. When discussing your repayment terms with us, ask how you can make payments on your principal loan amount in addition to paying interest. The easiest way to pay off your loan quicker is to add a small amount to your minimum payment. Simply adding to your minimum payment (within your means, of course) will help you to pay off your loan quicker and get you back on track before you know it.

Portion your paycheck. Depending on your income, you can set up your installment loan payments accordingly. Work out your payments so that you only need to spend a small amount of your paycheck on your loan payments. Account for any other financial obligations you have, and budget it out. Allow yourself the flexibility to afford day-to-day activities and needs.

Length of the loan matters. Depending on the need and the loan terms, always take into consideration the length of the loan. If the need arises, consider taking longer to pay back the loan. As you go through our application process, know what you can afford and how quickly you’ll be able to make payments.

Flexibility without the hassle and no pre-payment penalties. It’s important to find the right installment loan to fit your needs and your budget. Here at Leap Credit in Wisconsin, our short-term installment loans are designed to be flexible enough for you to pay the loan back quickly, without any hassle. You’ll have convenient options, like autopay, and you have the ability to pay off the loan early without any pre-payment penalty charges.

Leap Credit offers Short-Term Installment Loans in the following Wisconsin Cities and Townships (not an all-inclusive list – we offer loans to all residents of Wisconsin):

Appleton | Eau Claire | Green Bay | Kenosha | La Crosse | Lake Geneva | Madison | Milwaukee | Racine | Wisconsin Dells

Leap Credit also offers Short-Term Installment Loans in the following Wisconsin Counties:

Adams County | Ashland County | Barron County | Bayfield County | Brown County | Buffalo County | Burnett County | Calumet County | Chippewa County | Clark County | Columbia County | Crawford County | Dane County | Dodge County | Door County | Douglas County | Dunn County | Eau Claire County | Florence County | Fond Du Lac County | Forest County | Grant County | Green County | Green Lake County | Iowa County | Iron County | Jackson County | Jefferson County | Juneau County | Kenosha County | Kewaunee County | La Crosse County | Lafayette County | Langlade County | Lincoln County | Manitowoc County | Marathon County | Marinette County | Marquette County | Menominee County | Milwaukee County | Monroe County | Oconto County | Oneida County | Outagamie County | Ozaukee County | Pepin County | Pierce County | Polk County | Portage County | Price County | Racine County | Richland County | Rock County | Rusk County | St. Croix County | Sauk County | Sawyer County | Shawano County | Sheboygan County | Taylor County | Trempealeau County | Vernon County | Vilas County | Walworth County | Washburn County | Washington County | Waukesha County | Waupaca County | Waushara County | Winnebago County | Wood County

Customer Notice: Short-term installment loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

National Foundation for Credit Counseling: www.nfcc.org

Consumer Credit Counseling Services www.cccsintl.org

Credit Counseling Services: www.consolidatedcredit.org

Below is the contact information for the Wisconsin Department of Financial Institutions:

Wisconsin Department of Financial Institutions
4822 Madison Yards Way, North Tower
Madison, WI 53705

Consumer Affairs Bureau
PO Box 8041
Madison, WI  53708-8041

Licensed Financial Services Bureau
PO Box 7876
Madison, WI  53707-7876

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